Task reminders and finance insights
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Color
Mode
Balances of every bank, e-wallet and cash you hold.
Total balance
Savings & emergency fund
Available to spend
Bank and e-wallet logos appear automatically from the name (BCA, SeaBank, Jago, GoPay, OVO, DANA, BRI, Mandiri, ...).
Enter the current balance shown in your bank/e-wallet app.
Savings interest from your bank, e.g. SeaBank 2.5. Leave empty if the account earns nothing. Balances above Rp 7.500.000 are taxed 20% on the interest. Bring in the interest the bank pays with Adjust, not as income: it is already estimated from this rate, so recording it as income counts it twice.
For the Inbox: the app whose notifications belong to this account. Leave empty when the app is called like the account (SeaBank, myBCA). Fill it in when it differs, e.g. Gojek for a GoPay account.
Enter the balance shown in your app. The difference is recorded as an adjustment (not counted as income or expense). Use it for bank interest too.
Money back for an expense: a friend paying you back, a store refund, an office reimbursement. It lowers that category's spending instead of counting as income.
